Mortgage Information

Adjustable-Rate Mortgages - The Pros & Cons

Ann Howarth | 09/23/21

Offering adjustable rates allows lenders to transfer part of the interest rate risk from themselves to the borrower.

Adjustable Rate Mortgages - The Basics

Ann Howarth | 09/22/21

The interest rate for your ARM will be calculated by adding a margin to the interest rate from the index.

Closing Costs When Buying or Refinancing a Home

Ann Howarth | 09/21/21

They are listed in the order that they should appear on a Good Faith Estimate you obtain from a mortgage lender.

Documenting Your Assets - Verifying Your Down Payment

Ann Howarth | 09/20/21

It is important to completely document the paper trail of any funds you use for a down payment and closing costs.

Work With Ann

With unparalleled industry knowledge, experience, and local expertise, I'm the Oxnard, CA Real Estate expert you've been looking for.

Let's Connect

Contact Details

Ann Howarth

Phone

(805) 216-4580

[email protected]

Address

115 Los Altos St. Oxnard, CA 93035 CA DRE# 01412324

Submit a Message

Middle Name

Name

Phone

Message

By providing Ann Howarth your contact information, you acknowledge and agree to our Privacy Policy and consent to receiving marketing communications, including through automated calls, texts, and emails, some of which may use artificial or prerecorded voices. This consent isn’t necessary for purchasing any products or services and you may opt out at any time. To opt out from texts, you can reply, ‘stop’ at any time. To opt out from emails, you can click on the unsubscribe link in the emails. Message and data rates may apply.

Adjustable-Rate Mortgages - The Pros & Cons

Adjustable Rate Mortgages - The Basics

Closing Costs When Buying or Refinancing a Home

Documenting Your Assets - Verifying Your Down Payment

Work With Ann

Follow Me On Instagram

Contact Details

Ann Howarth

Submit a Message